Pub Mortgage: Commercial Mortgages For Pubs

Christie Finance is an expert in commercial mortgages for pubs. We help you get the best pub finance.

The pub sector is booming again. People are embracing pubs and this makes it an attractive market for both first-time business buyers and experienced publicans. 

Now is the ideal time for you to join a growing industry by taking out a loan to buy a pub.  

We can give you a quote for a commercial mortgage for a pub that covers all your borrowing needs. All you have to do is tell us:   

  • How much you need to borrow 
  • How large your deposit is 
  • Your personal details  
  • Your contact details  
  • Your location 

Provide the above information to get a pub mortgage quote. A commercial mortgage advisor from Christie Finance will then contact you to guide you through the process of raising finance to buy your dream pub.  Pub loan features

Pub loan features 

The terms of a commercial loan against a pub will vary considerably from lender to lender but, as a general rule, the following may apply (subject to status): 

60% - 100%
LTV, subject to status
year mortgage term

Examples Of What Pub Finance Can Be Used For 

If you don’t already know exactly what property you want to buy, it can be tough knowing exactly what commercial property your pub mortgage can be used for.  

Christie Finance has helped an enormous number of people like yourself to get the commercial mortgages they need, so they can buy the pub they truly want to own.  

Check out some of the pub mortgages people have secured after we’ve given them mortgage advice for their business venture.  

8 Key Things You Need for Your Pub Loan Application 

Applying for a commercial or business loan is a crucial part of buying a pub. This is because it gives you the developmental finance or upfront capital you need to make your business a success.  

Specialist commercial lenders demand a variety of important details from you to be able to process a successful loan application to give you the money you need.  

To help you prepare, these are some of the important details most lenders need from you:   

  • Evidence of business performance 
  • Two years of trading accounts 
  • A deposit of 30% or more 
  • Proof of experience 
  • Income projections 
  • Good credit history 
  • Additional security 
  • Business plan 

A strong proposal from Christie Finance can also help you when applying for business lending.  

A financial assessment from our finance experts can help demonstrate the strength of your application —  this does constitute financial advice and our experts are trained to provide it.  

Lending Appetite Is Strong Among Pub Mortgage Providers  

There’s a strong appetite from commercial mortgage lenders for providing funding to people buying pub businesses.  

Pub mortgage providers see that the industry is on the rise. This means the commercial mortgage market is awash with lenders willing to commit capital to people with a sensible business plan.  

The appetite of lenders for offering pub mortgages means the expert team at Christie Finance is able to secure excellent deals for people who want to buy a pub.  

Whatever you have in mind, Christie Finance will help you get the funding you need to purchase or lease the pub you want. 

What Christie Finance Can Help You With  

Christie Finance specialises in pub mortgages. Our team of hotel mortgage brokers can answer all your questions about commercial mortgages, such as:  

  • Do you pay VAT on a pub purchase? 
  • Can I run a pub with no experience? 
  • How long does it take to buy a pub? 
  • What is a business mortgage loan? 
  • How do you buy a pub? 

  Watch the video below to discover what Christie Finance can help you with.   

Our commercial mortgage services

We’ve been helping first-time buyers and existing business owners secure funding for over 45 years.

What makes Christie Finance different?


National coverage across the UK

Project management

From intial enquiry to completion - saving your precious time and money

Quick responses

Rapid business and commercial mortgage decisions

Relationship - C&Co

Our brokers can access the best new businesses for sale

Specialist knowledge

Over 40 years experience in our specialist sectors

Tailored loan options

Fixed and discounted rate available

The 'Christie' name

Adds credibility to the proposal - buying you a better deal

We are independent

We have no tie to any one lender

Find out more about commercial mortgages