Commercial Finance
10 June 2021
What was your first job?
For those that remember, it was a YTS job. For the younger audience, a YTS job was a Youth Training Scheme in the 1980’s. I was training to be a galvaniser of metals and I was on a £30 per week wage - how times have changed!
What ma...
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Commercial Finance
20 May 2021
What was your first job?
I trained as photographer and printer, and my first job was as a freelance photographer and a professional printer for a firm in Chelmsford. Unfortunately, I was trained to print photos in a dark room, an art form that was replaced very quic...
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Retail Mortgages
19 April 2021
The shift in buyer behaviour towards convenience shopping is well documented, and like many consumer trends, appears to have accelerated during the pandemic. Despite this positive trend, lenders still tend to categorise these businesses in the broader ‘retail’ segment, fearing...
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By:
Ed Brown
Finance Consultant
Corporate
26 January 2021
Visit christie.com/businessoutlook for more information.
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Commercial Finance
11 October 2020
But, even with this financial aid, we are still seeing the breakdown of many small business across the country. Recent research conducted by Aldermore found that UK businesses had a 30 per cent loss in monthly income and nearly one in five small businesses have had a 70 per ...
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Commercial Finance
29 September 2020
At the time of writing, the UK Government spending as a percentage of GDP is 55% - the highest since 1946, with the UK Debt to GDP ratio over 100% - a first to be seen in peacetime. National output shrank by 20% in the second quarter of the year and the Bank of England pred...
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By:
Matthew Gudgeon
Finance Consultant
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Pub Mortgages
05 March 2020
In recent years a significant proportion of the sector has diversified away from a ‘wet-led’ business model. As a result of this shift, many sites we see today benefit from multiple profit lines, including a strong food offering and unused space converted into profitable letti...
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Care Mortgages
30 January 2020
A by-product of these changes appears to be an increasing number of closed sites being marketed as re-development opportunities. Some of these sites are being upgraded to meet modern tastes and requirements, with facilites such as en-suites, shaft lifts, additional rooms and i...
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By:
Ed Brown
Finance Consultant
Care Mortgages
30 October 2019
Lawrence Roberts , Finance Consultant at Christie Finance attended ‘The Provider Information Return (PIR) – Making it work for you’ seminar by Ed Watkinson, QCS. This session highlighted the importance of the procedural changes that came into force in August 2019 but will o...
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By:
Ed Brown
Finance Consultant
Hotel Mortgages
15 October 2019
The combination of weak sterling and cheap debt means businesses with significant underlying bricks and mortar assets are becoming increasingly appealing to overseas investors.
At a local level we’re already seeing the impact of these factors at work. We’ve e...
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