Christie Finance Real Estate delivers funding for a semi-commercial property refinance in Middlesbrough 

Specialist business property adviser, Christie Finance arranged funding to refinance a long-standing semi-commercial property in Middlesbrough, which comprises a ground-floor supermarket and six self-contained flats above. The property has been owned and managed by the client for over 20 years and is fully let, providing strong rental income through a mix of a long-term commercial lease and residential tenancies. 

This refinancing mirrored the original loan amount to clear the previous facility, securing a competitive fixed rate for the next five years and providing certainty for the client’s long-term plans. 

The client manages a substantial portfolio of investment properties and has over 20 years of experience in property investment and management. Their focus remains on maintaining stability while planning for future growth opportunities. 

Alex McMillen, Finance Consultant at Christie Finance Real Estate, comments, “It was a pleasure to work with Zarar on this refinance. The transaction demonstrates how experienced property investors can leverage long-term ownership and strong rental income to secure competitive funding. Locking in a great rate for the next five years gives the client certainty and flexibility for future portfolio growth.” 

To speak about funding for your property investment or refinance, get in touch: 

Alex McMillen 

Finance Consultant 
E: Alex.McMillen@christiefinance.com 
M: +44 (0) 7756 875 221