Asset Finance

Acquire the equipment you need on terms that suit you.

Asset finance offers a fast and flexible approach to funding, giving your business access to the equipment it needs to perform and grow, without compromising its cash flow. We can fund both new and second-hand equipment, and even release cash from equipment investments that you already own.


Supported a historic London Museum to install a replacement EPOS system

Funding secured in the form of a flexible leasing facility


Supported a client with their café in a prominent North West England country park

Funding secured in the form of a hire purchase facility to fund an electric vehicle, now acting as a mobile café



Hire Purchase

  • Flexible terms - spread the cost over an asset’s life in order for equipment to ‘pay for itself’
  • Simple, fixed route to ownership at the end of the term
  • Maintain control - you own the equipment and can typically claim capital allowances
  • Tax efficient - you can offset your hire purchase interest and charges, against pre-tax profits
  • Allows you to reclaim VAT


Finance Lease

  • Quick to arrange, providing uninterrupted use of your equipment
  • Typically, a nil deposit. VAT spread over the term
  • Spreads the cost allowing you to achieve profitable outcomes with the equipment from day one
  • Flexible and has no burden to your ownership at the end of the term, suiting your future needs       

Refinance / Sales Lease Back                     

  • Flexible and efficient – no interruption towards the use of equipment
  • Options to release funds for all types of equipment up to five years old
  • Can release capital from existing equipment, enabling you to make quicker decisions when looking to expand your business

Our commercial mortgage services

We’ve been helping first-time buyers and existing business owners secure funding for over 45 years.

What makes Christie Finance different?


National coverage across the UK

Project management

From intial enquiry to completion - saving your precious time and money

Quick responses

Rapid business and commercial mortgage decisions

Relationship - C&Co

Our brokers can access the best new businesses for sale

Specialist knowledge

Over 40 years experience in our specialist sectors

Tailored loan options

Fixed and discounted rate available

The 'Christie' name

Adds credibility to the proposal - buying you a better deal

We are independent

We have no tie to any one lender

Find out more about commercial mortgages