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Real Estate Finance for Commercial & Investment Properties

We specialise in bridging, development & long term incoming producing assets on an investment basis for all classes.

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What is Real Estate Finance?

Christie Finance specialises in real estate finance solutions, providing tailored funding for commercial real estate loans, development projects, and long-term investment properties. Whether you’re financing commercial real estate or seeking loans for residential real estate investments, we offer expert guidance to help you secure the right funding

Why Choose Christie Finance for Real Estate Finance?

- Industry expertise: With decades of experience in commercial real estate finance, we understand lender requirements and investment goals. 

- Whole-market access: We work with leading real estate financing companies to secure the best loan terms. 

 - Flexible solutions: Whether you need business real estate financing, development loans, or commercial real estate mortgages, we offer tailored funding. 

- Dedicated consultants: Our real estate finance specialists guide you through the process, ensuring seamless funding for commercial and residential property investments. 

Our Real Estate Finance Solutions

- Commercial real estate financing: Secure competitive commercial real estate loans for property purchases, refinancing, and investment. 

- Development finance: Access loans for commercial real estate construction projects, conversions, and refurbishments. 

- Long-term investment funding: Finance commercial real estate with structured mortgage solutions and tailored repayment plans. 

- Short-term bridging loans: Bridge the gap between property purchases and long-term financing. 

Who Can Benefit from Real Estate Finance?

- Property investors: Secure real estate finance UK solutions for commercial and residential investments. 

- Business owners: Apply for a business real estate loan to expand operations or acquire premises. 

- Developers: Access commercial real estate construction loans to fund new builds and large-scale projects. 

- Corporates: Utilise real estate corporate finance for portfolio expansion and asset refinancing. 

How We Secure the Best Real Estate Finance Deals

- Expert negotiation: We structure finance real estate deals that align with your investment objectives. 

- Competitive rates: Compare commercial real estate mortgage rates to find the most cost-effective solution. 

- Specialist lenders: Work with trusted real estate financing companies for bespoke funding options. 

- Proven results: Our experience in securing loans for commercial real estate ensures successful outcomes. 

Our Capability

Please see our capability document showcasing how we have facilitated some brilliant completions for our clients

Additional Real Estate Services

Commercial Bridging Finance

Short-term finance is a fast, flexible solution for securing businesses or freehold properties when time, trading history, or experience are obstacles.
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Development Finance

Whatever your development project, we’re here to find the right funding solution for you.
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Buy to Let Mortgages

Real estate investments are a cornerstone of the UK economy.
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Latest News & Insights

Read our latest news & insights about Real Estate Finance

Real Estate Finance FAQs

What is real estate finance? 

Real estate finance refers to the methods and tools used to fund the purchase, development, or investment in property. It includes loans, mortgages, and investment structures tailored to real estate projects. 


How does commercial real estate finance differ from residential finance? 

Commercial real estate finance is used for income-generating properties like offices, retail spaces, or industrial units, while residential finance typically supports homes or apartments for personal use or rental. 

 

What are the main options for real estate funding in the UK? 

Real estate funding in the UK includes traditional bank loans, bridging finance, private lenders, and institutional investment as well as challenger banks & alternative lenders. The right option depends on the project type and financial goals. 

 

Can I get real estate finance in the UK as a foreign investor? 

Yes, many lenders offer real estate finance in the UK to international investors, though terms may vary based on residency, credit history, and the type of property. 

 

What is property finance and how does it work? 

Property finance is a broad term covering all types of funding for property purchases or development. It includes mortgages, bridging loans, and development finance, tailored to the borrower’s needs. 

 

Is real estate finance and investments the same as property investment finance? 

They are closely related. Real estate finance and investments focus on the broader strategy of funding and profiting from property, while property investment finance refers specifically to the loans or capital used to acquire investment properties. 

 

What are the best financing options for property development? 

Options include development finance, bridging loans, and joint venture funding. The best choice depends on the project size, timeline, and exit strategy. 

 

How do I secure finance for property in the UK? 

To secure finance for property, you’ll need a strong business case, valuation, and provide the relevant proof of income or exit strategy, depending on the type of facility you wish to proceed with exit plan. Working with a broker or specialist lender can improve your chances of approval. 

 

What should I consider when financing investment property? 

Key factors include loan-to-value (LTV) ratio, interest rates, repayment terms, and the property’s income potential. Lenders will also assess your experience and financial background as well. 

 

Who are the top real estate finance lenders in the UK? 

Top lenders include high street banks, challenger banks, and specialist real estate finance lenders. Each offers different terms based on the type of property and borrower profile.