11 November 2016
Since the doom and gloom of the recession, the hotel market has taken off much like a hot air balloon, driven by improving occupancy rates and foreign investment, plus the rise of the ‘staycation’ – opportunities are ripe across the sector.
Christie Finance can access marke...
07 November 2016
There have been a number of highly publicised failings by some operators and the recent changes to the CQC inspection regime, have caused a raft of criticisms for all types of operators. The ongoing concerns surrounding the impact of the National Living Wage and the shortage o...
27 October 2016
Taking a step back, we understand that for many day nursery operators, the fantastic businesses they are running have been a labour of love borne of a passion to provide top-quality childcare and the ‘business’ part has been somewhat incidental thanks to the quality of the se...
20 October 2016
In truth, the operators that have weathered the storm of the financial crash and adapted to the changing needs of their customers aren’t just trading, they are trading very well.
The diversity seen across the sector speaks volumes about how quality operators have evolved wi...
22 September 2016
To promote the service we dedicate ourselves to delivering; we have put together a short video telling you a little bit about us, what we have achieved and, most importantly, what our clients think about us.
So we hope you enjoy the video and why not give one of our special...
31 August 2016
This can be a minefield in itself, with a vast number of lenders to work through, often with specialist departments and individuals to identify. Just when you think you are winning, you find your contact speaks in technical terms completely alien to you, or doesn’t have the ca...
19 July 2016
Most people will switch their residential mortgage as soon as the renewal is due or the initial term has expired. Switching to the best possible deal, this is made far easier as it is very much an off the shelf, one size fits all product.
Commercial mortgages are not a stan...
28 June 2016
I think when you come to the point of sitting down and writing a business plan, regardless of the need that put you there, it would be reasonable to assume you want it to fall within the majority, if not all, of the above definitions. Certainly, when writing a business plan wi...
15 June 2016
As the ACS has recently disclosed, banks fund just 7% of retailer investments. Interestingly 68% of retailer investments are funded by private reserves. If these operators who are funding acquisitions and expansion through their own private reserves had funding support from a...
25 May 2016
So with all this positivity - banks must be stumbling over each other to lend to this sector?
In fact the comparisons between a bank and a 5 year old can be quite striking, as both can change their appetite over night. One minute they like lending in the childcare sector th...