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Blogs

Key insight on the commercial mortgage market.

Commercial Finance 20 March 2017

Christie Finance two-time winner of Business Moneyfacts’ Commercial Mortgage Introducer of the Year

These are the largest commercial finance awards in the UK – Moneyfacts Group’s highly coveted awards are totally independent and presented annually for product excellence and outstanding service, covering products from across the range of financial services. Nicholas Baker,...

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Hotel Mortgages 11 November 2016

Insight into hotel funding

Since the doom and gloom of the recession, the hotel market has taken off much like a hot air balloon, driven by improving occupancy rates and foreign investment, plus the rise of the ‘staycation’ – opportunities are ripe across the sector. Christie Finance can access marke...

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Care Mortgages 07 November 2016

The state of health for care home funding

There have been a number of highly publicised failings by some operators and the recent changes to the CQC inspection regime, have caused a raft of criticisms for all types of operators. The ongoing concerns surrounding the impact of the National Living Wage and the shortage o...

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Childcare Mortgages 27 October 2016

The right first steps to getting the best mortgage for your day nursery

Taking a step back, we understand that for many day nursery operators, the fantastic businesses they are running have been a labour of love borne of a passion to provide top-quality childcare and the ‘business’ part has been somewhat incidental thanks to the quality of the se...

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Pub Mortgages 20 October 2016

Finding Pub Finance in the Midlands

In truth, the operators that have weathered the storm of the financial crash and adapted to the changing needs of their customers aren’t just trading, they are trading very well. The diversity seen across the sector speaks volumes about how quality operators have evolved wi...

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Commercial Finance 22 September 2016

What our clients say about us...

To promote the service we dedicate ourselves to delivering; we have put together a short video telling you a little bit about us, what we have achieved and, most importantly, what our clients think about us. So we hope you enjoy the video and why not give one of our special...

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Commercial Finance 31 August 2016

Why a borrower should engage a broker at the outset of a search for a business

This can be a minefield in itself, with a vast number of lenders to work through, often with specialist departments and individuals to identify. Just when you think you are winning, you find your contact speaks in technical terms completely alien to you, or doesn’t have the ca...

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Commercial Finance 19 July 2016

Commercial refinance - easier than you think

Most people will switch their residential mortgage as soon as the renewal is due or the initial term has expired. Switching to the best possible deal, this is made far easier as it is very much an off the shelf, one size fits all product. Commercial mortgages are not a stan...

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Commercial Finance 28 June 2016

What makes a good business plan?

I think when you come to the point of sitting down and writing a business plan, regardless of the need that put you there, it would be reasonable to assume you want it to fall within the majority, if not all, of the above definitions. Certainly, when writing a business plan wi...

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Retail Mortgages 15 June 2016

Christie Finance welcomes the CMA's report into retail banking services

As the ACS has recently disclosed, banks fund just 7% of retailer investments. Interestingly 68% of retailer investments are funded by private reserves. If these operators who are funding acquisitions and expansion through their own private reserves had funding support from a...

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