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Key insight on the commercial mortgage market.

Restaurant Mortgages 29 May 2019

Are banks still lending following the recent casual dining casualties?

The recent string of high-profile casualties in the casual dining sector has been well publicised, the most recent example being the Jamie Oliver Restaurant Group. Comprising of 20 Jamie’s Italian sites and London based restaurants Barbecoa and Fifteen, the sale of this group ...

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Pub Mortgages 01 January 2019

What will 2019 deliver for pubs and bars operating in the UK?

England’s unexpected run in the World Cup also contributed to a rise in the number of consumers spending time in beer gardens across the UK. The sector witnessed a shift in the performance of wet-led pubs, with many of these businesses outperforming restaurants by introduci...

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Hotel Mortgages 13 November 2018

Our client, Lygia Fontanella-Deadman, owner of the Bull Hotel in Wrotham, wins Four in a Bed on Chan

Since the business changed hands it has continued to thrive, receiving several esteemed awards including a two AA Rosette award for its culinary excellence, as well as being finalists at the Kent Wedding Awards 2017-2018. The hotel's most recent achievement sees owner...

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Commercial Finance 30 October 2018

Autumn Budget 2018 - How might this impact the UK's SMEs?

As a specialist commercial finance broker working with UK SMEs, we understand the importance of funding remaining readily available for business owners. During these uncertain times before the UK is set to leave the EU in March 2019, it is crucial that the government appr...

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Medical Mortgages 01 October 2018

Fast and flexible finance to ease the pressure

Recent news from  PSNC  has confirmed that there will be  no increase in funding  for the  2018/19 settlement.  However, the introduction of a  £10 million per month Category M clawback  until  March 2019 , combined with the reduction in the single activity fee, will n...

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Commercial Finance 04 December 2017

Christie Finance – 40th Anniversary

40 years ago, Christie Owen & Davies recognised a hole in the market for a professional, independent broker who could advise the buyers of the businesses which they were selling. And so the brokerage arm of Christie Group was founded, based at our Head Office in London. The...

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Commercial Finance 20 November 2017

Let's not panic over interest rates rises

The key message is ‘let's not panic' - the rate increase of 0.25% is only small and should not come as unexpected to operators. Although there will be a marginal rise in lending costs the large majority of businesses should be able to absorb them with very little impact. ...

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Care Mortgages 31 August 2017

Our specialist team will be attending the Care Show at the NEC Birmingham

This free exhibition at the NEC Birmingham is the largest and busiest care event held in the UK and offers an opportunity to network with a range of industry experts. As well as educational seminars and hands-on workshops, there are numerous exhibitors offering a range of...

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Development Mortgages 27 July 2017

Don’t get caught out by headline rates for development finance

However, the headline lending rate should not be the only factor in choosing the right lender and finance facility for a project. If you are a developer who hasn’t got a demonstrable track record of building and exiting projects in recent years, have limited cash resou...

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Medical Mortgages 02 June 2017

Banks love dentists... don’t they?

Dentists were not only seen as uber-safe but also as a gateway to ‘up-selling’ other bank services – asset finance, life assurance, general insurance,  wealth management, personal mortgages. So the commercial loan was often seen as a loss-leader – a method to unlock many other...

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