Blogs
Key insight on the commercial mortgage market.
The state of health for care home funding
There is a continuing flow of conflicting information that is published about the care sector and the ongoing challenges it faces.
Read More
The right first steps to getting the best mortgage for your day nursery
A child’s experiences in their first few years go on to shape so much of their later life. The opportunities afforded to them for physical, social, emotional and intellectual development are so incredibly key, yet so often their importance is not sufficiently acknowledged by people outside of the early year’s sector.
Read More
Finding Pub Finance in the Midlands
The licensed sector has taken a battering from all angles in recent times. We have all read the statistics surrounding the number of pub closures per week, the impact of duty hikes on profit margins and the shift to drinking at home thanks to rock-bottom supermarket prices. It’s no secret that the younger generation are showing a preference towards one or two top quality drinks than the 4 or 5 their parents might have had at a similar age. All of these things are having an impact on the perception of how well a pub – be it a gastro-pub or your local - can trade in today’s climate.
Read More
What our clients say about us...
At Christie Finance we are proud of the service we provide to our clients and extremely keen to hear what they think of our bespoke service.
Read More
Why a borrower should engage a broker at the outset of a search for a business
When you plan to buy a business, either for the first time or to expand your portfolio, the chances are that you will need to arrange a commercial mortgage to support your purchase.
Read More
Commercial refinance - easier than you think
If I asked you what rate and term your residential mortgage was, I am convinced that you could answer this within 3 seconds! However, when it comes to your commercial mortgage, or business finance, I will give you an hour to find the commercial mortgage facility letter which was probably filed away under “phew - we made it!”
Read More
What makes a good business plan?
The definition of good as an adjective is that of "something to be desired or approved of" or "having the qualities required for a particular role". As a noun it means "that which is morally right" or as "having a benefit or advantage to someone or something".
Read More
Christie Finance welcomes the CMA's report into retail banking services
As specialists in the retail and forecourt sectors, we have been interested to observe the Competition and Markets Authority’s (CMA) provisional recommendations to encourage competition among retail banks, improve transparency in finance offers and make it easier for businesses to compare and switch finance providers. This has rightly been welcomed by the Association of Convenience Stores (ACS), as an improvement in access to finance will no doubt have a positive impact on the sector as a whole. It is also a benefit to operators to have support from outside the sector driving change in their favour.
Read More
Securing finance in the childcare sector – child’s play?
A baby boom, positive employment market, increased free childcare, an improving economic picture and a lack of local providers... These could all be reasons as to why someone may consider opening, expanding or buying into children’s day care.
Read More
So why do you need a business plan?
When you’re setting off on a road trip with a destination in mind, having a route planned and fuel to get there are really the absolute basics. If you’re super-organised, you might also have a contingency plan for more petrol along the way, drinks and road snacks so that you can avoid the motorway service prices and you might even have a CD or a playlist to keep you entertained.
Read More