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Commercial Mortgages for Hotels

The Hotel Sector is buoyant and attracting investors, developers and operators to an ever expanding market.

RevPAR (Revenue per available room) growth continues throughout London and Regional UK in 2019/20, albeit at a slower pace. London RevPAR continues to grow despite the rapid rise of additional supply. The larger UK cities have experienced some impact on performance due to the increase of new rooms and hotel products coming online. This continuous supply creates higher pressure on occupancy levels across the UK, however; the Hotel Industry stat’s clearly demonstrate that there’s plenty of room for the newcomers.

Lender Appetite 

Appetite from lenders to fund Hotel acquisitions, developments and refinance projects is strong, with many banks targeting the Sector specifically, allocating many hundreds of millions of pounds for Hotel funding. The appetite from Challenger Banks and emergence of Debt Funds specialising in Hotels has made the market even more diverse. As a result, we have been able to secure longer interest only terms and identify solutions for projects that are everything but 'vanilla'.

Whichever option you have in mind, Christie Finance will help you get the funding you need to purchase or lease the hotel you want.

Hotel loan features

The terms of a commercial loan against a hotel will vary considerably from lender to lender but, as a general rule, the following may apply: *subject to status

65% - 100%
LTV, subject to status
year mortgage term
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Key Factors to Consider for Your Loan Application

When you are thinking about buying a business there are various things that both you and a potential lender will need to consider: 

  • Experience – do you have the right level of experience to run the business? How will you run it?

  • Performance – how well is the business doing? Is it in a good location? Is there enough profit in the business to be able to repay a loan easily and personally benefit from?

  • A deposit of 30% or more

  • Good credit history

  • Two years' trading accounts and income projections

  • Strong proposal from Christie Finance

  • Additional security

  • Business plan

  • Proof of experience

Our commercial mortgage services

We’ve been helping first-time buyers and existing business owners secure funding for over 35 years.

What makes Christie Finance different?


National coverage across the UK

Project management

From intial enquiry to completion - saving your precious time and money

Quick responses

Rapid business and commercial mortgage decisions

Relationship - C&Co

Our brokers can access the best new businesses for sale

Specialist knowledge

Over 40 years experience in our specialist sectors

Tailored loan options

Fixed and discounted rate available

The 'Christie' name

Adds credibility to the proposal - buying you a better deal

We are independent

We have no tie to any one lender

Find out more about commercial mortgages